A few folks asked that I post the funding presentation that I gave at NAMM this year. There?s three parts to this presentation: what you need to have in place before you start your campaign, traditional funding options, and some forward thinking newer options.
Source: http://mikeking.berkleemusicblogs.com/2013/02/03/funding-your-music-project-namm-presentation/
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I am looking for anyone who is a fan of the Axel and Roxas couple pairing who would want to do a oneXone with me! :D I typically play the F character but am willing to double up if that's no cool with ya :) I have many ideas and am willing to here some as well. So PM me if you are interested! <3 Thanks and happy roleplaying~!
Source: http://feedproxy.google.com/~r/RolePlayGateway/~3/JaQUuVj9Iss/viewtopic.php
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By Allison Linn, TODAY
Most Americans think it?s important to preserve adequate Social Security benefits for younger generations ? and they may even be willing to pay more taxes to get that assurance, a new survey finds.
The survey, released Thursday by the nonprofit National Academy of Social Insurance, found that about eight in 10 Americans think it is critical to support Social Security even if it means that working Americans have to pay more in taxes. A slightly higher percentage of the 2,000 people surveyed said they think it?s critical to save Social Security even if wealthy people have to pay more.
But here?s the thing: Many Americans also want something in return.
The study found broad-based support among both younger and older Americans for a plan that would gradually increase the amount of payroll taxes everyone pays and also eliminate the cap on the amount of income that can be taxed for Social Security. In return, that plan would call for raising minimum benefits and increasing cost-of-living-adjustments.
The survey comes as many Americans are growing more worried about whether they will see any Social Security benefits at all. Under current government estimates, Social Security could face funding shortfalls in about two decades because the U.S. population is aging and generally living longer.
Experts say it?s not too surprising to find that older people are heavily in favor of retaining Social Security benefits even if it means paying more taxes, but it?s a little more surprising to find that younger Americans also seem to? support it generally.
Still, after five difficult years in which many people have struggled financially, many workers may see the allure of a plan that would give them some financial certainty late in life.
?Social Security wasn?t designed to be a sole major source of retirement income, but for many people who haven?t saved enough ? it certainly looks attractive,? said Alan Auerbach, director of the Robert D. Burch Center for Tax Policy and Public Finance at UC Berkeley.
Jasmine Tucker, income security research associate with the National Academy of Social Insurance, said she thinks the results show that people are willing to pay extra taxes for Social Security because they know that they will see a return on that investment later in life.
?People seem to be very resistant to raising any taxes, but I think Social Security is different,? she said.
Other studies have found support for raising taxes more narrowly on wealthy Americans to help fund Social Security. A Pew Research Center survey released in December found that 66 percent of Americans would support raising payroll taxes on high-income earners, while 55 percent would support reducing benefits for high-income seniors.
Related: Are you struggling in the suburbs? We want to hear from you.
Still, Auerbach ? who was not involved in the study ??noted that it?s one thing for people to say they would be willing to pay more taxes to help fund Social Security, and quite another for them to actually commit to a plan that would effectively shrink their current paycheck.
?Do people really know what this would mean in terms of their take-home pay? Have they really thought through what the implications are?? Auerbach asked.
Many Americans are seeing that real-world effect right now, because the end to the payroll tax holiday has resulted in an effective tax hike equal to about 2 percent of their wages. This survey was conducted in September, before the payroll tax holiday ended.
Critics also argue that it may not be feasible to fix Social Security?s funding woes just by raising taxes. Many other plans have called for a mix of raising taxes and reducing benefits either by curtailing cost-of-living adjustments or increasing the age at which people can get full benefits.
?There?s no attractive way to do this. There?s just a variety of less attractive ways,? said Andrew Biggs, resident scholar with the conservative-leaning American Enterprise Institute.
Biggs also argued that despite what the findings show, it would be difficult for politicians to garner support for a plan that involved raising taxes on all Americans.
?If this stuff was so popular, somebody would have proposed it by now,? he said.
It is clear that Americans are anxious for Congress and President Barack Obama to find some way to overhaul Social Security and other programs designed to help older Americans.
A Gallup poll?released just days after the 2012 presidential election found that nearly nine in 10 Americans thought it was important for? Obama to take major steps to ensure the long-term stability of Social Security and Medicare.?
Related: Yes, we can fix Social Security (but it won't be pretty)?
Would you pay more in taxes to help avoid a Social Security funding shortfall?
?
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Law enforcement personnel load provisions into a bus during the third day of a hostage crisis involving a 5-year-old boy, in Midland City, Ala, Thursday, Jan 31, 2013. A standoff in rural Alabama went into a second full day Thursday as police surrounded an underground bunker where a retired truck driver was holding a 5-year-old hostage he grabbed off a school bus after shooting the driver dead. The bus driver, Charles Albert Poland Jr., 66, was hailed by locals as a hero who gave his life to protect the 21 students aboard the bus. (AP Photo/The Dothan Eagle, Jay Hare)
Law enforcement personnel load provisions into a bus during the third day of a hostage crisis involving a 5-year-old boy, in Midland City, Ala, Thursday, Jan 31, 2013. A standoff in rural Alabama went into a second full day Thursday as police surrounded an underground bunker where a retired truck driver was holding a 5-year-old hostage he grabbed off a school bus after shooting the driver dead. The bus driver, Charles Albert Poland Jr., 66, was hailed by locals as a hero who gave his life to protect the 21 students aboard the bus. (AP Photo/The Dothan Eagle, Jay Hare)
In this undated photo released by the Dale County Board of Education, bus driver Charles Albert Poland, Jr., is shown. A standoff in rural Alabama went into a second full day Thursday as police surrounded an underground bunker where a retired truck driver was holding a 5-year-old hostage he grabbed off a school bus after shooting Poland, the driver dead. Poland Jr., 66, was hailed by locals as a hero who gave his life to protect the 21 students aboard the bus. (AP Photo/ Dale County Board of Education)
Police vehicles are staged near where a gunman has positioned himself below ground with a child hostage, in Midland City, Ala. on Wednesday Jan. 30, 2013. Authorities were locked in a standoff Wednesday with a gunman authorities say on Tuesday intercepted a school bus, killed the driver, snatched a 6-year-old boy and retreated into a bunker at his home in Alabama. (AP Photo/Montgomery Advertiser, Mickey Welsh)
Law enforcement personnel work at check point Wednesday, Jan. 30, 2013, in Midland City, Ala., near the home where the Tuesday's school bus shooting suspect is barricaded in a bunker with a young child as hostage. Police, SWAT teams and negotiators were at a rural property where a man was believed to be holed up in a homemade bunker Wednesday after fatally shooting the driver of a school bus and fleeing with a 6-year-old child passenger, authorities said. (AP Photo/The Dothan Eagle, Jay Hare)
Dale County Sheriff Wally Olsen briefs the media at the Dale County hostage scene in Midland City, Ala. on Wednesday, Jan. 30, 2013. A gunman holed up in a bunker with a 6-year-old hostage kept law officers at bay Wednesday in an all-night, all-day standoff that began when he killed a school bus driver and dragged the boy away, authorities said. (AP Photo/Montgomery Advertiser, Mickey Welsh)
MIDLAND CITY, Ala. (AP) ? More than three days after he allegedly shot a school bus driver dead, grabbed a kindergartner and slipped into an underground bunker, Jimmy Lee Dykes was showing no signs of turning himself over to police.
Speaking into a 4-inch-wide ventilation pipe leading to the bunker, hostage negotiators tried again Thursday to talk the 65-year-old retired truck driver into freeing the 5-year-old boy. One local official said the child had been crying for his parents.
Dykes is accused of pulling the boy from a school bus Tuesday and killing the driver who tried to protect the 21 youngsters aboard. The gunman and the boy were holed up in a small room on his property that authorities likened to a tornado shelter, something common to this area of the South.
"The three past days have not been easy on anybody," Dale County Sheriff Wally Olson said at a news briefing late Thursday. He said authorities were communicating with the suspect, and their primary goal was to get the boy home safely.
"There's no reason to believe the child has been harmed," he added.
There were signs that the standoff could continue for some time.
James Arrington, police chief of the neighboring town of Pinckard, said the shelter was about 4 feet underground, with about 6-by-8 feet of floor space and a PVC pipe that negotiators were speaking through.
A state legislator said the shelter has electricity, food and TV. The police chief said the captor has been sleeping and told negotiators that he has spent long periods in the shelter before.
"He will have to give up sooner or later because (authorities) are not leaving," Arrington said. "It's pretty small, but he's been known to stay in there eight days."
Midland City Mayor Virgil Skipper said he has been briefed by law enforcement agents and has visited with the boy's parents.
"He's crying for his parents," he said. "They are holding up good. They are praying and asking all of us to pray with them."
Republican Rep. Steve Clouse, who represents the Midland City area, said he visited the boy's mother Thursday and that she is "hanging on by a thread."
"Everybody is praying with her for the boy," he said.
Clouse said the mother told him that the boy has Asperger's syndrome, an autism-like disorder, as well as attention deficit hyperactivity disorder, or ADHD. Police have been delivering medication to him through the pipe, he added.
The normally quiet red clay road leading to the bunker was teeming Friday with more than a dozen police cars and trucks, a fire truck, a helicopter, officers from multiple agencies and news media near Midland City, population 2,300.
Police vehicles have come and gone steadily for hours from the command post.
The latest group, a team in military-style uniforms toting weapons, got out of a big van in the pre-dawn chill Friday and moved into a staging area as a light flickered on and off. One of them appeared to be a dog handler.
During the night, temperatures dipped into the low 40s, and police and other emergency workers wore heavy coats outside a small church being used as a command post. Neighbors said Dykes had a small heater in the bunker.
Overhead, a small aircraft with blinking lights flew wide circles high above the man's property Friday. An ambulance remained parked alongside the dirt road.
Dykes was known around the neighborhood as a menacing figure who neighbors said once beat a dog to death with a lead pipe, threatened to shoot children for setting foot on his property and patrolled his yard at night with a flashlight and a firearm.
The chief confirmed that Dykes held anti-government views, as described by multiple neighbors: "He's against the government ? starting with Obama on down."
"He doesn't like law enforcement or the government telling him what to do," he said. "He's just a loner."
Authorities say the gunman boarded a stopped school bus Tuesday afternoon and demanded two boys between 6 and 8 years old. When the driver tried to block his way, the gunman shot him several times and took the 5-year-old boy off the bus.
The bus driver, Charles Albert Poland Jr., 66, was hailed by locals as a hero who gave his life to protect the pupils on his bus.
No motive has been discussed by investigators, but the police chief said the FBI had evidence suggesting it could be considered a hate crime. Federal authorities have not released any details about the standoff or the investigation. The mayor said he hasn't seen anything tying together Dykes' anti-government views and the allegations against him.
Dykes had been scheduled to appear in court Wednesday to answer charges he shot at his neighbors in a dispute last month over a speed bump. Neighbor Claudia Davis said he yelled and fired shots at her, her son and her baby grandson over damage Dykes claimed their pickup truck did to a makeshift speed bump in the dirt road. No one was hurt.
The son, James Davis Jr., believes Tuesday's shooting was connected to the court date. "I believe he thought I was going to be in court and he was going to get more charges than the menacing, which he deserved, and he had a bunch of stuff to hide and that's why he did it."
Neighbors described a number of other run-ins with Dykes in the time since he moved to this small rural town near the Georgia and Florida borders, a region known for peanut farming.
A neighbor directly across the street, Brock Parrish, said Dykes usually wore overalls and glasses and his posture was hunched-over. He said Dykes usually drove a run-down "creeper" van with some of the windows covered in aluminum foil.
Parrish often saw him digging in his yard, as if he was preparing a spot to lay down a driveway or a building foundation. He lived in a small camping trailer on the site. He patrolled his lawn at night, walking from corner to corner with a flashlight and an assault rifle.
Court records showed Dykes was arrested in Florida in 1995 for improper exhibition of a weapon, but the misdemeanor was dismissed. The circumstances of the arrest were not detailed in his criminal record. He was also arrested for marijuana possession in 2000.
___
Associated Press writers Phillip Rawls in Midland City, Bob Johnson in Montgomery, Ala., and AP researcher Rhonda Shafner in New York contributed to this report.
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WASHINGTON (Reuters) - The Obama administration on Friday offered a compromise on controversial new health care rules that would allow religious employers to exclude contraceptives from health insurance for their employees, but would still guarantee those employees access to free coverage for birth control.
The proposed compromise follows months of protest and legal action by the Roman Catholic Church, Protestant evangelicals and others groups who argued that the President Barack Obama's health care reform law forced them to violate religious tenets against contraception.
For more than a year, the Obama administration has been grappling with how to balance its desire to guarantee universal, free contraceptive coverage with religious freedoms provided in the U.S. Constitution. Obama in February said he would create some sort of exemption for religious employers.
Catholics United, a group with a history of supporting liberal causes, applauded the move.
"This is a victory not only for the Obama Administration, but for the Catholic Church," said James Salt, executive director of Catholics United.
The U.S. Department of Health and Human Services said in a statement that the rules offer religiously affiliated hospitals, universities and charities opposed to contraceptives coverage "an accommodation." Employees and students could enroll in separate contraceptive coverage plans without co-pays and without cost to the employer.
Self-insured employers would provide notice to a third-party administrator that would then work with an insurer to arrange no-cost contraceptive coverage through separate individual health insurance policies, HHS said.
The proposed rules, published in the Federal Register, are open for public comment through April 8.
(Reporting by David Morgan; Editing by Jackie Frank)
Source: http://news.yahoo.com/u-proposes-contraceptives-rules-religious-nonprofits-171716789--finance.html
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Anyways, my uncle has been living in the same house since he purchased it in early '73. Since then, he never had any problems in the house (so he says) and apparently the moisture (RH) has always been in the 40-60% during winter, and possibly a bit higher during summers where he normally has to run the dehumidifier in the basement.
Same applies for last summer, he ran his dehumidifier all day long in his basement to keep the humidity to a decent (healthy and comfortable) level (around 55%). He said he was removing about 5 gallons of water a day, that seems a bit much to me but he confirmed this is what his dehumidifier's tank capacity was..
Now, its the opposite. The RH stays around 20-25% and nothing will make it increase.. We tried to run the humidifier for hours, the RH goes to 40-45, then about half hour later after we shut the machine down, goes back down to 20-25%. The air feels really dry and we all have problems breathing. Our throats feel like it gets infected like when you are about to get a cold (itchy, runny nose, etc..). He is convinced that there is mold in his house. Could it be mold causing the RH issue and the breathing problems? One after the other, all the family members started to feel the effects of that strange phenomenon...
I repeatedly mentioned that as far as I am concerned (and know), mold doesn't grow at such low RH levels. I do believe the "breathing" problems and cold-like symptoms are due to the excessively low RH. What can "suck" the moisture out that fast and consistently???
We have been searching for mold signs, no strange odors, nothing looks blackened.. Since last spring, he has developed some kind of tongue thrush his doctor is baffled about where it comes from..
Has anyone ever heard or experienced such scenario??? Any help is appreciated, my uncle and aunt will be more than happy if I bring them some interesting piece of info..
As usual, thanks to all!!
Source: http://www.houserepairtalk.com/f8/possible-mold-other-hvac-related-issue-15480/
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